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State insurance regulators learned recently that an electronic system most insurers will use to submit their policies for state and federal approvals won't be ready for testing next month. The unexpected problem could delay work on the exchanges by three months.

Despite a Justice Department decision giving same-sex married couples equal recognition in federal courthouses, prisons and other programs, inconsistency in the treatment of same-sex married couples under the health law remains. States still make their own decisions.

As the long, slow demise of company-sponsored retiree health insurance continues, some firms are contracting with Medicare exchanges to try to ease the transition for their former employees.

What sets these bargain markets apart? They tend to have robust competition among hospitals and doctors, allowing insurers to wrangle lower rates. Many of the best deals are to be had in Minnesota, where managed care has long held prices in check.

Under the federal health law and 2006 regulations, insurers can't deny medical coverage for an individual's injuries because they resulted from a medical condition such as depression, even if it wasn't diagnosed before the injury.

People with severe injuries tend to fare much better at specialized trauma centers than in typical emergency rooms. But a study suggests less equipped hospitals are hanging on to patients who can pay.

When a relative signs up for Medicare, it is often perplexing — and unnerving — for the rest of the family who may have grown used to cushy employer-sponsored coverage.

If a couple divorces, each person's eligibility for insurance-related tax credits will generally be based on his or her own annual income. The former spouse's income won't be counted, even if the couple filed taxes jointly the previous year.

Screening tests like mammograms and colonoscopies are supposed to be covered under the Affordable Care Act. But some people are finding that they still end up having to pay for anesthesia and other associated services. And not all insurers are covering all forms of birth control.

San Francisco's Chinatown has long had its own hospitals and health care system. Now, one of the hospitals there is offering health insurance plans on California's exchange specifically for the Chinese-American community. It has been very successful where other plans have not.